🇮🇳 Made for Indians · Marathi Supported

Your Entire Financial Future,
Planned in Minutes

आपले आर्थिक भविष्य — एका क्लिकमध्ये

Retirement corpus, SIP calculator, 3-bucket strategy, safety net & more — all in one powerful tool.

₹365
Only
₹1 per day
Billed yearly · Cancel anytime
🚀 Start Planning Now 👁 See Live Demo
✓ No credit card needed for demo  ·  ✓ Your data stays on your device  ·  ✓ Works offline
3-Bucket
Retirement Strategy
10+
Calculators in One Tool
100%
Private — No Data Upload
₹1/day
Most Affordable Plan

Why Most Indians Never Retire Rich

Most salaried Indians make the same 4 mistakes — and do not realise it until it is too late.

😰

No Retirement Plan

They save money in FDs without knowing if it is enough for 25+ years of retirement.

📉

Inflation is Ignored

₹50,000/month today will need ₹1.7 lakh/month in 20 years. Most people do not account for this.

🏥

No Emergency Buffer

One hospital bill or job loss can wipe out years of savings without a proper safety net.

🤔

SIP Without a Goal

Investing randomly without knowing exactly how much you need — and when — is just guessing.

Everything You Need,
Nothing You Don't

Finscience gives you a complete financial command centre — not just a simple calculator.

🎯

Retirement Corpus Calculator

Enter your age, monthly expenses, and retirement age. Get the exact corpus you need — adjusted for inflation.

✅ FREE — Always
🪣

3-Bucket Retirement Strategy

Divide your corpus into Liquid (B1), Hybrid (B2), and Equity (B3) buckets. Never run out of money in retirement.

🔐 Subscribers Only
📈

SIP Goal Calculator

Find out exactly how much to invest monthly (with step-up) to reach your retirement goal on time.

🔐 Subscribers Only
🛡

Safety Net Planner

Calculate your emergency fund, health emergency buffer, and investable surplus — all separated clearly.

🔐 Subscribers Only
🏅

Goal-Based Investing

Plan for children's education, home purchase, wedding, and more — alongside your retirement goal.

🔐 Subscribers Only
📊

Visual Charts & Insights

See your corpus growth, bucket allocation, and SIP progress with beautiful, easy-to-read charts.

🔐 Subscribers Only
🔒

100% Private

All your financial data stays on your device. Nothing is uploaded to any server. Your numbers are yours alone.

✅ FREE — Always
📄

PDF Report Export

Download a clean, professional financial plan report you can share with your family or financial advisor.

🔐 Subscribers Only
🌐

Marathi Language Support

Switch the entire tool to Marathi — perfect for families in Maharashtra who are more comfortable in their mother tongue.

🔐 Coming Soon · Subscribers Only

3 Simple Steps to Your Financial Clarity

No finance degree needed. No jargon. Just honest numbers about your future.

1

Enter Your Details

Your age, monthly expenses, current savings, and retirement age. Takes 2 minutes.

2

See Your Numbers

The tool instantly shows your retirement corpus, monthly SIP needed, and safety net required.

3

Act With Confidence

Download your plan, adjust your investments, and check back every year. Your future is planned.

Simple, Honest Pricing

Less than a cup of tea per day. Honest pricing, no hidden fees.

🆓 Free Forever

₹0
no credit card needed
  • ✅ Profile & portfolio setup
  • ✅ Retirement corpus calculator
  • ✅ Goals & corpus planner
  • ✅ SIP allocation preview (monthly split)
  • Year-by-year SIP projections
  • Withdrawal strategy (3-Bucket)
  • Net worth & portfolio tracker
Try Free Demo

🎯 Free plan = Retirement Calculator only  ·  Full plan = Everything unlocked

🔒 Secure payment via Razorpay · UPI, Cards, Net Banking accepted

What Our Users Say

Real people, real financial clarity.

★★★★★

"I am a school teacher in Pune. I had no idea how much I needed to save for retirement. Finscience showed me in 5 minutes — and now I know exactly how much SIP to start."

👩‍🏫
Sunita Deshmukh
School Teacher, Pune
★★★★★

"The 3-bucket strategy was something I had never heard of. Now I understand how to manage money in retirement without worrying about market crashes. Excellent tool."

👨‍💼
Rajesh Patil
Bank Manager, Nashik
★★★★★

"My husband and I sat together and planned our entire financial future in one evening. The safety net section was an eye-opener. ₹365 is nothing for this peace of mind!"

👩
Priya Joshi
IT Professional, Mumbai

Common Questions

Everything you need to know before subscribing.

Is my financial data safe?
+
Yes, 100%. All your data is currently stored only on your own device (browser local storage). Nothing is sent to any server — not even we can see your numbers. Cloud sync is now live — subscribers can access their data from any device by logging in with their email.
Do I need any finance knowledge to use this?
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Not at all. The tool is designed for ordinary salaried professionals. You simply fill in your monthly expenses, age, and savings — the tool does all the calculations. Every number comes with a plain-language explanation.
What is the 3-bucket strategy?
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It is a retirement withdrawal strategy where you divide your retirement corpus into 3 parts: Bucket 1 (liquid, 1–3 years of expenses), Bucket 2 (hybrid, 4–10 years), and Bucket 3 (equity, 10+ years). This ensures you always have safe money available while your long-term money keeps growing.
Is Marathi language supported?
+
Yes! Marathi language support is fully available now. Subscribers can switch the entire planner to Marathi with one click — all sections, instructions, and explanations are in natural Marathi. Perfect for families in Maharashtra.
How do I access my plan after subscribing?
+
After payment, you will receive a welcome email with a link to set your password. Once set, you can log in with your email and password from any device. Your financial data will be securely saved to your account — so it is always available when you return, even from a different device or browser.
What payment methods are accepted?
+
We accept all major payment methods via Razorpay — UPI (Google Pay, PhonePe, Paytm), credit/debit cards (Visa, Mastercard, RuPay), and net banking for all major Indian banks.

Start Planning Your Future Today

For just ₹1 a day — less than a chai — know exactly where you stand financially.
Thousands of Indians are already planning smarter.

🚀 Get Full Access for ₹365/year
✓ 7-day money-back guarantee  ·  ✓ No auto-renewal without consent  ·  ✓ Cancel anytime