🇮🇳 Made for Indians · Marathi Supported

Your Entire Financial Future,
Planned in Minutes

आपले आर्थिक भविष्य — एका क्लिकमध्ये

Retirement corpus, SIP calculator, 3-bucket strategy, safety net & more — all in one powerful tool.

₹365
Only
₹1 per day
Billed yearly · Cancel anytime
🚀 Start Planning Now 👁 See Live Demo
✓ No credit card needed for demo  ·  ✓ Your data stays on your device  ·  ✓ Works offline
3-Bucket
Retirement Strategy
10+
Calculators in One Tool
100%
Private — No Data Upload
₹1/day
Most Affordable Plan

Why Most Indians Never Retire Rich

Most salaried Indians make the same 4 mistakes — and do not realise it until it is too late.

😰

No Retirement Plan

They save money in FDs without knowing if it is enough for 25+ years of retirement.

📉

Inflation is Ignored

₹50,000/month today will need ₹1.7 lakh/month in 20 years. Most people do not account for this.

🏥

No Emergency Buffer

One hospital bill or job loss can wipe out years of savings without a proper safety net.

🤔

SIP Without a Goal

Investing randomly without knowing exactly how much you need — and when — is just guessing.

Everything You Need,
Nothing You Don't

Finscience gives you a complete financial command centre — not just a simple calculator.

🎯

Retirement Corpus Calculator

Enter your age, monthly expenses, and retirement age. Get the exact corpus you need — adjusted for inflation.

✅ FREE — Always
🪣

3-Bucket Retirement Strategy

Divide your corpus into Liquid (B1), Hybrid (B2), and Equity (B3) buckets. Never run out of money in retirement.

🔐 Subscribers Only
📈

SIP Goal Calculator

Find out exactly how much to invest monthly (with step-up) to reach your retirement goal on time.

🔐 Subscribers Only
🛡

Safety Net Planner

Calculate your emergency fund, health emergency buffer, and investable surplus — all separated clearly.

🔐 Subscribers Only
🏅

Goal-Based Investing

Plan for children's education, home purchase, wedding, and more — alongside your retirement goal.

🔐 Subscribers Only
📊

Visual Charts & Insights

See your corpus growth, bucket allocation, and SIP progress with beautiful, easy-to-read charts.

🔐 Subscribers Only
🔒

100% Private

All your financial data stays on your device. Nothing is uploaded to any server. Your numbers are yours alone.

✅ FREE — Always
📄

PDF Report Export

Download a clean, professional financial plan report you can share with your family or financial advisor.

🔐 Subscribers Only
🌐

Marathi Language Support

Switch the entire tool to Marathi — perfect for families in Maharashtra who are more comfortable in their mother tongue.

🔐 Coming Soon · Subscribers Only

3 Simple Steps to Your Financial Clarity

No finance degree needed. No jargon. Just honest numbers about your future.

1

Enter Your Details

Your age, monthly expenses, current savings, and retirement age. Takes 2 minutes.

2

See Your Numbers

The tool instantly shows your retirement corpus, monthly SIP needed, and safety net required.

3

Act With Confidence

Download your plan, adjust your investments, and check back every year. Your future is planned.

Simple, Honest Pricing

Less than a cup of tea per day. Cancel anytime.

🆓 Free Forever

₹0
no credit card needed
  • ✅ Retirement corpus calculator
  • SIP goal calculator
  • 3-Bucket strategy
  • Safety net planner
  • Goal-based investing
  • PDF report export
Try Free Demo

🎯 Free plan = Retirement Calculator only  ·  Full plan = Everything unlocked

🔒 Secure payment via Razorpay · UPI, Cards, Net Banking accepted · 7-day refund guarantee

What Our Users Say

Real people, real financial clarity.

★★★★★

"I am a school teacher in Pune. I had no idea how much I needed to save for retirement. Finscience showed me in 5 minutes — and now I know exactly how much SIP to start."

👩‍🏫
Sunita Deshmukh
School Teacher, Pune
★★★★★

"The 3-bucket strategy was something I had never heard of. Now I understand how to manage money in retirement without worrying about market crashes. Excellent tool."

👨‍💼
Rajesh Patil
Bank Manager, Nashik
★★★★★

"My husband and I sat together and planned our entire financial future in one evening. The safety net section was an eye-opener. ₹365 is nothing for this peace of mind!"

👩
Priya Joshi
IT Professional, Mumbai

Common Questions

Everything you need to know before subscribing.

Is my financial data safe?
+
Yes, 100%. All your data is stored only on your own device (browser local storage). Nothing is sent to any server. Not even we can see your numbers. Your financial privacy is completely protected.
Do I need any finance knowledge to use this?
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Not at all. The tool is designed for ordinary salaried professionals. You simply fill in your monthly expenses, age, and savings — the tool does all the calculations. Every number comes with a plain-language explanation.
What is the 3-bucket strategy?
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It is a retirement withdrawal strategy where you divide your retirement corpus into 3 parts: Bucket 1 (liquid, 1–3 years of expenses), Bucket 2 (hybrid, 4–10 years), and Bucket 3 (equity, 10+ years). This ensures you always have safe money available while your long-term money keeps growing.
Can I cancel my subscription?
+
Yes, you can cancel anytime. If you cancel within 7 days of payment, we will refund the full amount — no questions asked.
When will Marathi language support be added?
+
Marathi language support is currently under development and will be available to all subscribers at no extra cost. We expect to launch it within the next 2–3 months.
What payment methods are accepted?
+
We accept all major payment methods via Razorpay — UPI (Google Pay, PhonePe, Paytm), credit/debit cards (Visa, Mastercard, RuPay), and net banking for all major Indian banks.

Start Planning Your Future Today

For just ₹1 a day — less than a chai — know exactly where you stand financially.
Thousands of Indians are already planning smarter.

🚀 Get Full Access for ₹365/year
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